Flexible Capital.
No Credit Checks.
Same-Day Funding.
Flexible Capital. No Credit Checks. Same-Day Funding.
SwiftEdge Capital helps small and mid-sized businesses access fast, frictionless funding from $5,000 to $5M — with no personal guarantees, no hard pulls, and no wasted time.
Capital Programs
Funding options tailored to your cash flow — not your credit score.
Working Capital Advances
Short-term financing to help you cover payroll, inventory, rent, or marketing. Funded in 24 hours.
Growth Term Loans
Structured 5–10 year repayment options for expansion, renovation, or multi-location growth.
Equipment Financing
Finance up to 100% of business-critical machinery, tools, or vehicles — no upfront cost.
Fleet & Truck Loans
Get funding for 1–2 trucks without collateral or personal guarantees. Built for small fleets and owner-operators.
eCommerce & Inventory Funding
Finance your next inventory cycle for Amazon, Shopify, or DTC — based solely on sales revenue.
Invoice Factoring
Turn unpaid invoices into same-day working capital. Keep cash flowing even with 30–90 day terms.
Bridge Loans (3–24 Months)
Short-term capital for urgent needs, seasonal gaps, or contract fulfillment.
Purchase Order (PO) Financing
We pay your supplier upfront — you fulfill large orders without tying up capital.
Debt Consolidation
Roll high-interest loans or advances into one simplified, lower-cost structure.
Commercial Property Loans
Finance or refinance your business property with 10–30 year amortized terms.
Capital Programs
Funding options tailored to your cash flow — not your credit score.
Working Capital Advances
Short-term financing to help you cover payroll, inventory, rent, or marketing. Funded in 24 hours.
Growth Term Loans
Structured 5–10 year repayment options for expansion, renovation, or multi-location growth.
Equipment Financing
Finance up to 100% of business-critical machinery, tools, or vehicles — no upfront cost.
Fleet & Truck Loans
Get funding for 1–2 trucks without collateral or personal guarantees. Built for small fleets and owner-operators.
eCommerce & Inventory Funding
Finance your next inventory cycle for Amazon, Shopify, or DTC — based solely on sales revenue.
Invoice Factoring
Turn unpaid invoices into same-day working capital. Keep cash flowing even with 30–90 day terms.
Bridge Loans (3–24 Months)
Short-term capital for urgent needs, seasonal gaps, or contract fulfillment.
Purchase Order (PO) Financing
We pay your supplier upfront — you fulfill large orders without tying up capital.
Debt Consolidation
Roll high-interest loans or advances into one simplified, lower-cost structure.
Commercial Property Loans
Finance or refinance your business property with 10–30 year amortized terms.
How It Works
We Keep It Simple. Because Business Isn’t.
Step 1: Apply Online
Takes 2 minutes. No obligations. No hard credit pulls.
Step 2: Get a Decision
We underwrite based on recent revenue, not your FICO score. Approvals in 10–30 minutes.
Step 3: Get Funded
Most clients receive capital within 24 hours. Some same-day.
How It Works
We Keep It Simple. Because Business Isn’t.
Step 1: Apply Online
Takes 2 minutes. No obligations. No hard credit pulls.
Step 2: Get a Decision
We underwrite based on recent revenue, not your FICO score. Approvals in 10–30 minutes.
Step 3: Get Funded
Most clients receive capital within 24 hours. Some same-day.
Who We Help
SwiftEdge serves U.S. businesses earning $25K+ in monthly revenue, including:
If you’re generating revenue, we can likely get you funded.
Construction & Contractors
Trucking & Transportation
Retail & eCommerce
Medical, Dental & Wellness
Restaurants & Hospitality
Professional Services
Manufacturing & Distribution
Construction & Contractors
Trucking & Transportation
Retail & eCommerce
Medical, Dental & Wellness
Restaurants & Hospitality
Professional Services
Manufacturing & Distribution
Why SwiftEdge?
We’re not a bank — and that’s a good thing.
10-minute approvals
No credit checks or personal guarantees
Same-day funding
Rates from just 1% monthly
Paperless, online process
100% U.S.-based support
Over 37,000 businesses have trusted SwiftEdge to unlock growth without the drag.
Frequently Asked Questions
What do I need to qualify?
We just need basic company info and your last 3–6 months of business bank statements.
Will you check my credit?
Nope. We base our approvals on cash flow — not personal credit history.
Are there any hidden fees?
No surprises. We clearly show you all terms before you accept.
Can I use the money however I want?
Yes. Use it for any business-related expense — payroll, equipment, marketing, taxes, etc.
How long does funding take?
In most cases, within 24 hours. Many clients are funded the same day.
Apply Now
It takes just 60 seconds to see what you qualify for. No credit impact. No commitments.
Phone
(267) 642-1011
Email Address
support@swiftedgecapital.com
Time
Mon–Fri | 9AM–7PM EST
SwiftEdge Capital
1500 Market Street, Suite 1200 Philadelphia, PA 19102
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